Some of the links below are affiliate links, which means we will earn a commission on the products or services you purchase using the links. There is no additional cost to you and the earnings help keep this website running. Read the Affiliate Disclaimer for more information.
After a year of full time RVing in a Class A motorhome, we sat down to look at our RV living costs. Some costs are calculated on an annual basis and other costs are calculated on a monthly average. RV living costs will vary depending on the number of people, pets, life style, spending habit, and other factors. We hope you find this information helpful as you plan for full time RVing.
RV Living Costs: Full Time in a Motorhome for One Year
Since no two budgets are a like, here are a few notes about our full time motorhome lifestyle to serve as a point of reference.
- We traveled around the United States in a gas motorhome
- We towed a Jeep Wrangler
- We work for ourselves and paid for our health insurance
- We are budget travelers, which means we find free or inexpensive things to do, dry camp or boondock and cook most of our meals at home
- We travel with our large dog Leo, a Siberian Husky
RV Living Costs Infographic
Fixed Annual RV Living Costs: $15,755 ($1,313 Per Month)
RV Payment: $7,200
Medical Insurance: $5,832 Plan for two adults
RV Insurance: $1,200 Full Time RV Policy
Tow Car Insurance: $1,008 Auto Policy
Club Memberships: $215 – Costco Executive, Escapees RV Club, Harvest Hosts, and Boondockers Welcome
Vehicle Registration: $205 – Class A RV $132, Tow Car $73
Mail Forwarding Service: $95 Escapees RV Club Mail Forwarding Service
Average Variable RV Living Costs Per Month $1,619:
Food: $539 groceries, restaurants, coffee and alcohol
Gas for RV: $286 1,000 miles
Gas for Tow Car: $111 1,128 miles
RV Parks/Campgrounds: $153
RV/Tow Car: $132 oil changes and supplies
Dog: $47 food, vet visits, toys, treats
Cell Phone: $184 family plan for 5 lines
- Save money with Gas Buddy App – One of our Top 10 RVing Apps. This free mobile app displays user updated gas prices in the U.S. and Canada.
- Find RV Services with Allstays Camp & RV App. We use it to find free dump stations, BLM campgrounds, free campsites, LP stations, rest areas, repair shops and much more.
- Free and low cost camping isn’t always available. Many places we would typically park for free did not allow overnight parking due to city ordinances. We also found dispersed camping spots that were difficult, if not impossible to get to with the motorhome.
- Full hookups are well worth the splurge. Although we enjoy dry camping, having full hookups once in a while gives us the ability to take long hot showers, run the heater/ac, enjoy amenities such as spas, laundry, free wifi, unlimited electricity and water.
- Drive slower and shed some weight! When we increased the speed on our cruise control from around 62 to 70 mph, we noticed a decrease from 7 to 6.5 MPG. Since we do a lot of dry camping we always top off our fresh water tank (75 gallons) whenever we can. This means that we typically drive long distances with an extra couple hundred pounds of water. Shedding the extra weight increased our MPG.
- Stock up at Costco. Buying certain items in bulk can help save money in the long run. Items like canned goods, oils, paper towels, toilet paper, spices are good to stock up on. Check out How We Save Money at Costco.
- Research Sales Tax. We were going to make a Costco run in Mobile, AL until we found that the tax rate was 11%! Since we were headed to Tallahassee, FL, we decided to make our purchases there and saved the 3.5% on sales tax.
- Cracker Barrel is better than Walmart for overnight RV parking. We’ve found that Walmart is very hit or miss in terms of allowing RVs to park overnight. Many Cracker Barrels not only have dedicated RV parking spaces, but they are always friendly and consistent with regards to their overnight policy.
- The further east we go, the fewer free dry camping spots there are. We have been accustomed to dry camping on BLM or National Forest land and only stay at a campground when we want hookups for a few days. The further east we went, the fewer free camping spots were available. We did seek out more Harvest Hosts and Boondockers Welcome options.
- 10G data plan is not enough. We started with a 10G AT&T family plan and now have a 20G data plan. This has allowed us to upload more videos from home instead of driving to a coffee shop.
- Expect the unexpected. We encountered a tornado warning in Florida and can’t stress enough the importance of being prepared for different situations. Twice, we found a screw in our Jeep tire and had to take it in for repairs. Another reason we have a pre-departure check list, which includes checking the tires before taking off.
- In addition to an emergency fund, put aside money specifically for RV repairs and related costs. We spent a good chunk of money on the spare tire in April and quite a bit on replacing the front windshield on our motorhome in May. Labor for RV repairs is expensive and it’s good to have a separate fund for these unexpected repairs.
- Save propane with an electric cooker. We started with a slow cooker and now have an Instant Pot. It’s perfect for travel days and the electric cooker doesn’t heat up the motorhome the way a gas range would.
- Street camping for an extended amount of time is not ideal. Not being able to put our big slide out made living in the motorhome uncomfortable. The sound of city life was also wearing us down. School busses, trash trucks and helicopters became our morning wake up calls.
- Buy a National Park pass. Individual fees for each park add up quickly, if you plan to go to more than a few parks in a year, this could offer a huge savings. The pass also grants entry to Forest Service and BLM land but does not cover camping fees.
- Slow down. It’s easy to focus on the destination sometimes and forget about the journey. Take time to enjoy the experience and see where the road leads.
RV Living Costs: Monthly Reports
Each monthly report includes fixed costs (vehicle payment, insurance, mail forwarding service) along with variable costs (food, entertainment, gas, RV supplies). The lessons learned section is where we share tips that helped us or mistakes to avoid. We include a quick snapshot of stats for the month with cost per day, miles driven, generator hours, MPG, nights of paid camping, nights of free camping and meals eaten out.
Note: Businesses expenses such as hosting costs for this site, camera gear, computer gear are not included in these reports.
Full Time RVing Costs: September 2016 – Cost/Day $93.86
Full Time RVing Costs: August 2016 – Cost/Day $104.80
Full Time RVing Costs: July 2016 – Cost/Day $82.68
Full Time RVing Costs: June 2016 – Cost/Day $85.93
Full Time RVing Costs: May 2016 – Cost/Day $99.86
Full Time RVing Costs: April 2016 – Cost/Day $88.08
Full Time RVing Costs: March 2016 – Cost/Day $87.18
Full Time RVing Costs: February 2016 – Cost/Day $97.76
Full Time RVing Costs: January 2016 – Cost/Day $92.13
Full Time RVing Costs: December 2015 – Cost/Day $91.26
Full Time RVing Costs: November 2015 – Cost/Day $97.63
Full Time RVing Costs: October 2015 – Cost/Day $86.65
Full Time RVing Costs: September 2015 – Cost/Day $127.60